Secured loans · Bangalore

Turn your gold
into cash. Today.

Bring what you own, walk out with money in hand. One ID proof, fair interest, and your asset stays in safe custody until you take it back. Your need, our priority.

0Loans disbursed
0Avg. disbursal time
0ID proof needed
How it works

Three steps. Same day.

No credit score checks, no waiting weeks for approval. If your asset has value, you have cash.

STEP / 01

Bring your asset

Walk in or message us a photo of your gold, electronics, vehicle or valuables. Carry one ID proof — that's all we need.

~10 MIN
STEP / 02

We value it fairly

Transparent, on-the-spot valuation in front of you. Loan amount and interest quoted clearly — nothing hidden, nothing later.

~20 MIN
STEP / 03

Take your cash

Money in hand or in your account the same day. Your asset stays in safe custody and comes back the moment you repay.

SAME DAY

See the full process →

Why Flappi

Built for people who need cash, now

SPEED

Cash in hours, not weeks

Most loans are disbursed the same day you walk in. Emergencies don't wait for bank approvals — neither do we.

DOCS

One ID proof. That's it.

No salary slips, no bank statements, no CIBIL checks. Your asset is your approval.

CUSTODY

Safe keeping, signed receipt

Your asset is stored securely and handed back the moment your loan closes. You get a signed receipt describing it at handover.

TRUST

Local, personal, transparent

We're a Bangalore business, not a faceless app. You deal with a real person, and every number is explained before you sign.

What we accept

If it has value, it works

AssetTurnaround
Gold & jewelleryBest value, instant valuation
SAME VISIT
Bikes & scootersWith valid RC
SAME DAY
Laptops & phonesWorking condition, recent models
SAME DAY
Watches, cameras & moreAsk us — we answer fast
1 MESSAGE AWAY

See everything we accept →

FAQ

Questions people ask us

How fast do I actually get the money?
For most assets, within a few hours of valuation — often the same visit. Gold is the fastest since purity and weight can be checked immediately.
What documents do I need?
Just one government ID proof (Aadhaar, PAN, or driving licence). For vehicles, bring the RC as well. No income proof, no bank statements, no credit checks.
Is my asset safe with you?
Yes. It's stored in secure custody and returned in the exact condition you gave it, the moment you repay. You get a signed receipt describing your asset at handover.
How is the loan amount decided?
By the market value of your asset. Gold is valued by purity and weight at current rates; electronics and vehicles by model, age and condition — in front of you, explained before anything is signed.
How does the interest work?
Interest is quoted per month, upfront, before you commit. No processing fees, no hidden charges — the number you hear at valuation is the number you pay.
What if I can't repay on time?
Talk to us before the due date — we work out an extension in most cases. We'd always rather extend your loan than keep your asset.
Do you check my credit score?
No. Your loan is secured by your asset, so your CIBIL score doesn't matter to us — and borrowing from us never affects it.
Can I repay early?
Yes, any time. Early repayment means less interest — you only pay for the time you actually used.
Where are you located?
We operate in Bangalore. Message us on Instagram or call and we'll share the exact location and timings.
Your need, our priority

Need cash today?
You're one message away.

DM us a photo of your asset and get an indicative quote in minutes.