The whole process is designed to take hours, not weeks. Here's exactly what happens when you come to Flappi.
Walk in, or message us a photo of your gold, silver, electronics, vehicle or valuables on Instagram or WhatsApp for a quick indicative quote before you even leave home.
Carry one government ID proof — Aadhaar, PAN, or driving licence. For vehicles, bring the RC too. That's the entire paperwork.
~10 MINValuation happens on the spot, in front of you. Gold is checked by purity and weight at current market rates; electronics and vehicles by model, age and condition.
You get a clear quote: loan amount, monthly interest, and duration. No processing fees, no hidden charges, nothing added later.
~20 MINAccept the quote and the money is yours — in hand or in your account, the same day. You receive a signed receipt describing your asset exactly as you handed it over.
Your asset sits in safe custody the entire time. Repay when your loan closes, and it comes back to you in the same condition.
SAME DAYInterest is quoted per month before you commit, based on your asset and duration. You'll never discover a number after signing.
Need more time? Talk to us before the due date and we'll work out an extension in most cases. We'd always rather extend your loan than keep your asset.
The loan is secured by your asset, so we never check your credit score — and borrowing from us never affects it.
DM us a photo of your asset and know your quote before you step out.